When the summer heat arrives, many people choose to open windows and doors to cool down their homes, especially at night. However, if a burglar takes advantage of this situation, it can lead to a deduction in compensation from your insurance company.
The warmest months of the year are here, and outdoor temperatures approaching 30 degrees Celsius make many homes uncomfortable to stay in. To make living conditions more bearable and to be able to sleep during hot summer nights, many people open both windows and doors, hoping for some refreshing breezes. But with this comes the increased vulnerability to burglars. And if a thief strikes, it can actually matter whether you left doors and windows open when you contact your insurance company for compensation.
So, what are the rules regarding open doors and windows in these situations? there may be some variation between insurance companies.
“But generally, the front door must be locked. Balcony doors, patio doors, and similar must be closed or secured,” she says.
It is important to note that insurance terms and conditions can vary between different companies. Therefore, it is crucial to review the specific terms of your insurance policy to be aware of any limitations or requirements. If you are unsure about how your insurance company handles situations involving open windows and burglaries, it is advisable to contact them directly and ask specific questions about your policy. They can provide you with precise information regarding your situation.
